"What is the Gold Card and how does it work?" would be excellent additions to the first post.
Also, a VERY good reason to enhance the security on your account is that once you've activated a card with
EU, your REAL LIFE FUNDS can be accessed from YOUR AVATAR.
Surely it would be a rude awakening to learn that your
EU account had been hacked, and that the hacker just hit your bank account/credit card for $3000.