On the basis of common sense, I'd suggest that the drop of an ML-35 / Angel / 2,000,000 mob oil might just trigger bells and whistles. That be enough to make most ppl figure they had something nice and wouldn't want to hand it over for the sake of implied ownership due to 10 ped of ammo!
As for common sense not being mutually exclusive to OJ status... I dunno

The sort of questions I've received, and of course the believe that a real cash economy means that experienced players have and are willing to give REAL cash to other players. I mean really - you sign up on the strength of the RCE idea, then you think it's possible to get other ppls peds.
I'm a staunch believer in credit card number before you can create an account. Maybe an IQ test should be added to that...
I think you should repeat this undercover study in a year. What is the reference for the test of increased or decreased level of difficulty? So much changes over several years.
When I started, there was no avatars in coats to help, no friendly faces - in fact no faces! Being dropped 5mins outside of JC......
Of course my rant says how hard we had it, but although that's true - it's also true that I didn't have to worry about being farmed or scamming.