Question: Are you a "Saver" or a "Spender"?

[Dextar]

Originally Posted by Svarog

A saver, both in EU and RL.
I understand that some people having fun spending, but I have a lot more fun watching the funds grow .

Yes! I know the feeling!

I've been looking for investments in EU (that fit my current budget)

I am giving Anshe's DSE Account a try, Plus I have invested in the EFD Growth Fund!

So far So good on both! Both show steady increases! Can't ask for much better than that,

Dex

[Wollongong]

Well, I am a saver for now, untill I have something to spend...

I like the monkeys though

[RexDameon]

I used to save mostly and scrimp on stuff. If i had a run of good loot i would buy some items to keep so that i sort of kept money in the bank. Now i find this doesn't work cause it seems that UL items are not realy worth keeping so i think i'm going to be selling and spending a lot buying limited guns and faps and using them then buying more. Only stuff i'll wanna keep is probably clothing and some armour although i don't think i'll be using it much anymore either.

[Parlog]

spender in the small,
saver in the big, i guess, so a bit of both!

[Dextar]

Originally Posted by Wollongong

Well, I am a saver for now, untill I have something to spend...

I like the monkeys though

Everyone likes the monkeys!

Here is some new ones to enjoy!

Dex

[Ragnor]

Originally Posted by Dextar

"The size of your paycheck is not important, its what you do with it that will decide if you become wealthy or not."

Lol. Sorry, but really LOL. The first part about size of paypacket is crap as the world is an expensive palce, but the second part about what you do with it is not. Here's my advice.

Create an ABC List.
Make a list of everything you need to spend money on. Assign an 'A', 'B', or 'C' to each expense.
A= Essential
B= Important, but not essential
C= Everything else.
Spend your money on 'A' & 'B' list first. A % of your income should be saved and hence in the A list.

Originally Posted by Dextar

Another of their favorite sayings was: "Spenders spend, but Savers win."

Now here your grandparent's were right and wise so here's a free tip. The difference between a poor person and a rich person
is that poor people spend their money and then save what's left, if any at all. Rich people save their money, and then spend what's left.
NB. Learn the principle of Compound Interest. I won't write it here, Google it. If you follow the above principles, you will make your money make more money and slowly (or quickly depending on how big your pay packet or accumalative wealth already is), you'll never be short of excess money to spend on pure entertainment in whatever form that is for you.

Here' some advice as well. Las Vegas was built on those who lost at gambling not those who won at it. EU is totally dependant upon the majority of people depositing more than a minority take from it. Think about it.

[Dextar]

Originally Posted by Ragnor

Lol. Sorry, but really LOL. The first part about size of paypacket is crap as the world is an expensive palce, but the second part about what you do with it is not. Here's my advice.

Create an ABC List.
Make a list of everything you need to spend money on. Assign an 'A', 'B', or 'C' to each expense.
A= Essential
B= Important, but not essential
C= Everything else.
Spend your money on 'A' & 'B' list first. A % of your income should be saved and hence in the A list.




Now here your grandparent's were right and wise so here's a free tip. The difference between a poor person and a rich person
is that poor people spend their money and then save what's left, if any at all. Rich people save their money, and then spend what's left.
NB. Learn the principle of Compound Interest. I won't write it here, Google it. If you follow the above principles, you will make your money make more money and slowly (or quickly depending on how big your pay packet or accumalative wealth already is), you'll never be short of excess money to spend on pure entertainment in whatever form that is for you.

Here' some advice as well. Las Vegas was built on those who lost at gambling not those who won at it. EU is totally dependant upon the majority of people depositing more than a minority take from it. Think about it.

I see now, OK.

Let us test your theory about paycheck size not mattering as much as what you do with it, being crap.

Person 1: Makes 50K a year, spends every penny he makes on expensive cars, a large McMansion (big poorly constructed house in the burbs) and all manner of bling and geegaws. Never saves a dime and is in debt many times over on Credit Cards and such.

Person 2: Makes 14K a year, Walks to work, lives cheap in a low rent apartment. Has a detailed monthly budget he sticks to like glue, looks for bargains when shopping, clips coupons, and invests 20% or more of every paycheck in wealth building investments like stocks, bonds, money markets, etc.

Who is the rich one and who is the poor one?



Dex

[Dextar]

anyone else got any "saving" or "investment" tips they use in EU?

Dex

[CrystalSpawnoid]

the problem with that question is what kind of return do you get on savings currently in rl u can get 4 to 6 percent what can i do saving eu items or ped so im going to spend until i figure out what saving in eu is about....is the new cryengine going to have nipple rings ,limos,and tatoos?or belly button items i wanna bp for nipple rings